The calculation of creditworthiness is most often given by the arrival of clients to the bank, where the insight into the account balance and other methods determines the amount of credit the client is capable of. However, more recently, credit calculators have emerged, designed primarily to give you a more accurate picture of what your loan installment will be, making it easy to tell if you are creditworthy or not.

Credit is the most important item when granting a loan and is implemented at all banks and companies that offer you money on loans, loans, loans and the like. If you are not creditworthy or do not qualify for the loan, your money cannot be paid.

Which affects creditworthiness

Which affects creditworthiness

Credit is first and foremost influenced by the amount of your monthly earnings, then there are the second and third items of your credit card, accounts… If you have a blocked or protected account it is very likely that you will not be paid the loan. Also, if you already have a loan with one of the banks, or you are a co-borrower or a guarantor, all this can have an impact on your creditworthiness.

Credit cards are very popular nowadays, allowing repayments on 12, 24, 36 installments. Most citizens do not know that all of these costs are seen, which can ultimately have a bad effect on granting a loan.

Calculation of credit standing with a calculator

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As mentioned earlier, credit calculators are the ones that speed up the whole process and give the user relevant information from the interest rate to the monthly loan rate. We believe that you are familiar with all the monthly expenses and expenses so that you can very easily decide whether you are creditworthy or not. If you are not, then you are obliged to guarantee to the co-debtor or guarantor the money the bank gives you.

Online Credit Rating

Today, loans are available to you at almost every doorstep. You can do this online to raise smaller loan amounts. This check-in and check-out method saves you time. The fast-paced lifestyle has led us to try to save every minute. We look at things differently and try to adjust to a life that was almost unimaginable until 15 years ago. The entire business has moved to the internet and so have the loans.

Up to a loan in 15 minutes

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And it is possible. Payment of the loan within 15 minutes from the delivery of the signed documentation. This type of loan does not affect your creditworthiness, but there are still conditions that you must satisfy in order to be paid off. Without small letters and a bunch of papers, requesting up to 6000 kunas from your home is very easy and simple. The lending services are tailored to you so you can apply for a loan in just a few clicks on your tablet, computer or smartphone. We have helped many, we can help you!